Hello, I recently came across a single detached home that I am interested in. Turns out the County Record has it listed as a Duplex. The loan agent says it is better to keep it as a duplex in case I want to turn it into an income property. Supposedly the buyers (who are flippers) bought it as a duplex, renovated to be a single detached but never changed the record. I am not sure if they are required to change the record or not since they have never occupied the home. I also don't know if changing from a duplex to single required permits.
Does anyone know what the repurcussions are for buying a single-detached property that is listed as a duplex are?
Please help.
